How to Get The Best Value For Money Travel to Malaysia

September 24, 2014 Travels & Recreations  No comments


There’s no getting around the fact that travel, especially global travel, is not cheap. Often, a holiday can be spoiled by worrying about finding affordable accommodations. Or the travelers actually find them, but the lodgings are so dreadful, it casts a pall over the rest of the trip.

But with some advance planning and research, savvy travelers can avoid these pitfalls and find first class accommodations at very affordable prices. How? First, be aware that many tourist destinations around the world have “tourist seasons”, generally in the winter and summer months. Spring and fall are suggested as better times for cheaper holidays, especially for locales with tropical climates. Don’t be afraid to question travelers who have made the very same journey before you. If you don’t know anyone personally, Internet chat rooms can provide you with many suggestions. You can also check in advance to see if the areas you’ll be visiting offer visitor centers and Chambers Of Commerce. These can suggest a range of lodging options at varying prices. And it’s a myth that travel agencies are dead. They’re alive and doing quite nicely, actually. Among the many services they provide is the ability to track down and make recommendations about lodging options in your price range. Yes, they charge varying fees for this service, but it might well be worth it.


Seahorse Lighthouse - Miri, Malaysia

Seahorse Lighthouse – Miri, Malaysia

You can also look at alternatives to traditional hotels. In addition to hostels, many homeowners are opening up rooms or even renting entire homes to travelers. And nowhere do travelers have more options of this type than in Malaysia. In the “oil city” of Miri in Sarawak, homestays in Miri are everywhere. Located throughout the city, they range from hostels, to traditional hotels, to native longhouses, to private homes. Amenities here range from maid and car service, to shared bathrooms, to meals provided, to “self-catering”. Because “homestaying” has become so common in its country, the Malaysian Tourism Board now offers specific guidance to tourists who want to explore this option, and it’s highly suggested that travelers take advantage of this. They should also consider their transportation options while staying in Miri, as some of the more remote homestays may be within walking distance of Miri’s cave and national park wonders, but are far from Miri proper. Finally, travelers should consider culture and language barriers when selecting a homestay. If it is their first trip to Malayasia, a homestay whose hosts know how to cope with “veteran travelers” is advised. Check out best homestays in Miri at


Lambir Hills National Park is located along the Miri-Bintulu road

Lambir Hills National Park is located along the Miri-Bintulu road


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Marine Engineering Services: Ballast Water Management System

September 16, 2014 Marine TechTech & Engineering  No comments


Marine Engineering Services

The world of marine engineering encompasses an enormous variety of engineering feats and innovations. Their work among commercial and naval sea vessels is ever evolving. The number of intricate designs attributable to today’s leading marine engineers is enough to astound the most highly knowledgeable in the world of marine, engineering and computer science.

Marine engineers are as adept at creating sophisticated communication software used on ships and in marine management, as they are in creating important mechanical devices that protect sea life and increase respect for the natural balance of marine ecology.


Ballast Tank Description

To the untrained eye, a ballast water system might not seem important. To the shipping industry and marine biologists, ballast water management is a necessity. To understand the need for a state-of-the-art ballast water management system, it’s important to understand the use of ballast tanks on ships.

In layman’s terms, a ballast tank is a holding tank that contains water. Like an internal bowl within a ship, the ballast tank sits below deck and below the external water line, just beneath the ship’s hull. The ballast tank helps the ship maintain balance while at sea. In submarines, the ballast tank has another important use: to allow this sub-vessel to submerge beneath the sea.




Ballast Water Management System

Given various marine engineering designs and techniques, a ballast water management system (refer is a natural emanation of ballast tank use. When the vessel’s intake releases sea water into a ballast water tank, it may also include unwanted marine life like plankton, barely visible marine creatures. In order for a ballast tank to properly filter and sterilized intake water, it requires filtration units and an ultra violet irradiation process. When the process of filtration and sterilization is complete, marine particulate is released back to the sea. This is the basis of management systems for ballast water.

Marine Engineering Services Excel in Water Technologies 
Siemens Water Technologies is a leader in marine engineering services. This includes state-of-the-art filtration for water systems that include management of ballast water. Ideally, ballast filter units should have features that include:
. High volume capacity
. UV lamps that can be easily monitored for efficiency
. High micron fabric filter
. UV treatment sensors that can monitor water turbidity
. Self cleaning pumping system 

Siemens Water Technologies 
Siemens Water Technologies produces high-efficiency, ballast filtration products for offshore oil and gas industries. Siemens marine engineers are instrumental in designing and creating the most effective filtration for ballast tanks.

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How to Get From Kuala Lumpur to Kuantan

September 9, 2014 Travels & Recreations  No comments


If you are seeking to travel from the fast-paced city of Kuala Lumpur to the peaceful seaside resort of Kuantan, you have several options available for your journey across Peninsular Malaysia. The distance between the two locales is roughly 158 miles (254 kilometers), taking travelers from the west to the east coast of the country.

Air Travel

Kuala Lumpur includes a busy international airport in its many amenities; however, Kuantan is served by the smaller Sultan Ahmad Shah Airport (KUA), located 9.3 miles (15 kilometers) from the city-center. Because of this, fights to Kuantan can be relatively expensive and infrequent. Flights to/from Kuala Lumpur are available primarily through Malaysia Airlines, although other airlines flight in/out of KUA.


Sultan Ahmad Shah Airport (KUA)

Sultan Ahmad Shah Airport (KUA)




Kuala Lumpur is connected to Kuantan by East Coast Expressway and Karak Expressway, two of the country’s major highways. The East Coast Expressway has undergone relatively recent improvement, although if you are not familiar with driving in Malaysia, you must use caution. People drive on the left, using the British system in this country. The drive generally requires between 2 hours and 40 minutes and 3 hours and 30 minutes, depending on traffic, weather, road conditions, etc. Portions of the route require paying a toll, so you should remember to purchase a Touch’n Go card from a gas station at the start of your journey.


East Coast Expressway


Bus Service

Taking a bus from Kuala Lumpur to Kuantan has numerous advantages, including a less stressful trip compared to driving. For convenience, express buses are available from two stations in the city: Pudu Raya or Titiwangsa Bus Station. The route ends at Makmur Terminal Bus Station within easy walking distance of Kuantan and its many attractions and amenities. You can easily buy a bus ticket to Kuantan with Transnasional Bus in Kuala Lumpur. Return tickets can be prearranged or purchased at a later time. Buses on this route typically make very few short stops along the way.


Makmur Terminal Bus Station




If you are a more adventurous traveler, you may consider bicycling or backpacking; however, the journey would be long and difficult, although undoubtedly a memorable experience. Veteran cyclists could make the journey in four days under ideal conditions. Many of the roads on this route are in good condition and some areas are quite scenic. Safety is primarily an issue closer to urban areas and for solo travelers unfamiliar with the local languages and customs. Backpacking may require uncomfortable detours to avoid highways where pedestrians are strongly discouraged.



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4 Tips for Buying Cycling Shoes for Different Feet Types

September 1, 2014 Travels & Recreations  No comments


With cycling shoes, you can ride your bike with comfort and ease. While true, if you have a different foot type than most people, you are going to struggle to wear the bike shoes and enjoy your ride. With this in mind, here are four tips for buying cycling shoes for different feet types.

Determine your true foot type: First and foremost, if you want to ride in comfort, you will want to determine your foot size and type. Think about it, don’t just take a guess as you are likely to guess wrong. Then, you are going to experience serious angst when you can’t wear the right shoes for the job. Remember, if you are going to buy expensive shoes, make sure they are the right ones that fit. For this reason, head to a professional who can measure your feet and give you the right advice. 

Ask your buddies where they go their shoes: Now, if you have friends with different feet types, you should ask them for help. Luckily, if you do so, they can point you in the right direction. In fact, if you check out some cycling shoes in Malaysia, you can find a great deal, and you will also get the right shoes for the job. Simply put, if you don’t want to overpay, consider shoes in Malaysia. 

funny-shoe-bikeTry them on, if possible: Now, if you are buying shoes online, you can’t try them on. If you buy them in a store, you obviously can. To get around this, head to a store and try on a pair of shoes before you proceed. Remember, if you wear cycling shoes for hours on end, you are going to end up in piety of pain if you don’t find the right one for your foot type. 

Go with a proven brand: Now, you can probably wear a cheap and ill-fitting shoe for your day-to-day life. This is unwise when riding a bike as you are going to put your body through plenty of work. For this reason, when buying cycling shoes for different foot types, you will want to go with a proven brand. Then you can wear the shoes without fear or trepidation. 

Without a doubt, when buying cycling shoes, you should take your time and find the right brand and fit. Then, when you do this, you can ride without any fears or pain. Not only that, you will feel great after a long day on the saddle.

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Mistakes To Avoid When Selling On Social Media

August 24, 2014 E-Commerce  No comments


There are several mistakes people make when selling products and/or services on social media. Mistakes to avoid when selling on social media sites will be discussed in the following paragraphs.

One mistake to avoid, which may seem obvious, is if the person doing the selling is not interested in the products and/or services he or she is offering. To be able to sell products and services, the person needs to be interested or appear to be interested in what they are offering to the public on the social media sites. The more interested the seller is, the more interested the buyer will be.

Another mistake people selling things do is they believe they need to have active accounts on many different social media sites. This is not the case at all. Whatever the person is offering to sell, they should first look into some of the social media sites, then choose a few where most of their perspective clients hang out. If the person has too many social media accounts, they may get overwhelmed and eventually loose interest in what they are selling to the public.

A third mistake to avoid when selling a product or service on social media sites is when a person thinks having thousands of likes is a good thing. When the person’s product or service page has thousands of likes or followers but not many of those likes or followers are interactive on the page, then the person with the product or service will not be doing much selling. It is better to have just a hundred or so likes or followers who are interactive with the person doing the selling than it is to have thousands being silent.

A fourth mistake to avoid is updating the status of the product or service page too many times a day. Updating too many times throughout the day can cause the person doing the selling to loose present and potential customers. Present and potential customers do like updates but not when it overloads their own pages on the social media sites.

When a person selling products and/or services wants some help to avoid social media mistakes, they can check out Facebook commerce software. This software can help avoid costly mistakes.



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Tips for Getting the Most from Your Credit Cards

August 16, 2014 Smart LifestylesWealth Management  No comments


Credit cards increase you spending power. They can also become a liability if used incorrectly. Credit cards are actually very complex instruments. Not understanding how to use a credit card can lead to revolving debt or poor credit scores. Several tips will help you to get the most from your credit cards.

Never Pay Just the Minimum Amount

The first tip is to never pay just the minimum amount required by credit card companies. Paying the minimum amount each month means that you are really just paying down the interest and a small amount of the principal. This could double to triple the actual amount of money paid for a purchase over time. As much as possible should be paid towards credit card bills every month.


Avoid Using Credit Cards for Cash Back

Most credit cards allow you to request cash back from a purchase. Some can even be used for a cash advance at an automatic teller machine. You should avoid using credit cards for cash back whenever possible. The cash that is withdrawn has a much higher interest rate than regular purchases. Cash should only be withdrawn with debit cards or through a standard bank account.


KeepCalm Credit CardDo Not Use Credit Cards for Impulse Purchases

One of the largest mistakes that you can make is to start using credit cards for impulse or unnecessary purchases. This is one of the fastest ways to fall into serious debt. Credit cards should mostly be used to cover necessities. Using them to charge large amounts for entertainment or electronics without having the money in the bank first can leave you with overwhelming bills that cannot be repaid easily.


Always Compare Offers

It is important to always compare offers once every few months or every year. Credit card companies are constantly creating new products or plans that you can benefit from. When you compare credit cards, you might be able to find a new lender offering better rates or a better plan. Switching to a better credit card such as United Overseas Bank Visa Card and transferring balances can save money.


Stay Below the Credit Limit

A way to maintain a good credit score is to stay below the credit limit of the card at all times. It is normally best to stay below 30 percent to 50 percent of the stated credit limit. This prevents the debt-to-credit ratio from being too high. If the ratio is too high for too long, then credit scores could actually drop. If a purchase does take the account close to the credit limit, then the balance should be paid down immediately.


Review Statements Every Month

You must review credit card statements every month even if you did not actually use the card. Credit card statements can show fraudulent charges or unknown fees. Reviewing statements every month makes it possible to catch and contest these types of charges. A bill should never be paid without looking at all the charges for the month.


Choose a Credit Card with a Rewards Program

Most credit card companies today have some type of rewards program. Not taking advantage of these rewards programs is a serious mistake since the benefits are mostly free. The credit cards that are chosen should have some type of cash back rewards program attached at the very least.


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Top 5 Best Superfoods for Weight Loss

August 8, 2014 Healthy Dining  No comments


Finding a balance of healthy yet delicious foods can be difficult when looking to lose weight. The thought of eating bland, tasteless meals day after day is enough to send even the most motivated of individuals running for the nearest greasy spoon dinner. If you find yourself among the masses of Americans looking to lose weight and improve health while not sacrificing the joys of a good meal, we’re here for you. We’ve compiled at list of the five best superfoods for weight loss. The following healthy foods are delicious, versatile and will leave your mouth watering as you shed those extra pounds.



Widely regarded for their antioxidant properties, blueberries are one of the best fruits available when it comes to losing weight and staying healthy. They are full of Vitamins A and C, fiber and antioxidants helping to increase brain function, and prevent heart disease, diabetes and cancer. Blueberries can be added to morning smoothies, granola, and low-calorie desserts, or by themselves as a delicious treat.



Many people looking to lose weight avoid foods that are high in fat and calories. Yet it is important to recognize the difference between harmful and healthy fats. Avocados are packed with nutrients, potassium and healthy fats when eaten in moderation. With nearly 20 vitamins and minerals, avocados are one of the most beneficialsuperfoods of a healthy weight-loss diet.






Similar to avocados, almonds should be eaten in moderation but their health and weight loss properties are undeniable. Consuming just a handful of almonds a day decreases the risk of cancer, diabetes, heart disease and Alzheimer’s disease while increasing levels of good cholesterol. As a snack between meals, almonds are the perfect treat to satisfy your appetite while providing you with a nutritional alternative to snack foods.



Although the strengthening powers of spinach may have been slightly over exaggerated by Popeye, the leafy green’s health benefits are irrefutable. Calorie for calorie, spinach provides more nutrients than nearly any other food available. Low in calories yet high in fiber, minerals and vitamins, spinach is the perfect supplement to any dish if you are looking to shed a few extra pounds. It can be added to smoothies, pasta sauces, meat dishes or paired with vegetables and olive oil in a fresh salad.


Wild Salmon

If you are looking to add some meat to your weight loss diet, look no further than a hearty portion of wild salmon. This delicious fish is packed full of protein, Vitamin D and omega-3 fatty acids. In addition to maintaining a healthy heart and reducing the risk of heart disease, omega-3 fatty acids help to build muscle and decrease extra fat. Salmon is not only a great source of nutrients, it is widely available, cheap and easy to cook.

Bonus Tips: Check out Natural Healthy SuperFoods @ MyLifeInc

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Budget Entertaining at Home: Make Your Own Corrugated Plastic Roof

August 1, 2014 Furniture Flaunt  No comments

Corrugated Roof

Outdoor entertaining has become popular among many homeowners today. DIY projects for the home, yard and patio create custom spaces for recreation and relaxation. The back yard has become a vacation spot for many families both in good and bad economies.

Covered patios create shade, allowing everyone to enjoy being outside without suffering the sun’s effects. Fabric coverings are at the mercy of the elements, snow, hail and high winds; they require a great amount of maintenance. Solid covers, such as shingled roofs, are heavy and may require special construction techniques to attach the structure to the house.

One DIY project is to use corrugated plastic. Several different colors are available on the market today, allowing homeowners to complement their home’s décor. The most common colors in DIY stores are green, clear and black. Other colors can be found online at various merchants. Clear plastic allows outdoor entertaining at night regardless of the weather. Retractable fabric screens with solar shade material will make the space comfortable during the day.


Corrugated Plastic Roof


How to re-roof a shed with Onduline corrugated roofing sheets



Buy corrugated plastic at DIY centers; it comes in six and 12-foot lengths. Widths range from 12” to 48”. Attach to the roof framing with special zinc plated screws equipped with gaskets to keep moisture from penetrating through to the wood. Special plastic closure strips fit in the end spaces, sealing them effectively to stop weather, pests and vermin from invading.

Corrugated plastic can be attached to new or existing structures including pergolas, sheds, greenhouses and other structures. Attaching it to the sides effectively creates a quick and inexpensive outdoor room or shed. Use it to create beautiful awnings for windows and doors as well.

The advantages of having a corrugated plastic roof include energy savings. By having shade over the patio, doors and windows, heat gain from the sun is lowered or eliminated; the HVAC system does not have to work as hard to cool the house. It is also impervious to water, will never rot or suffer insect damage. Minimal maintenance is required to keep it looking beautiful all year long. In addition, the sound of rain on the corrugated roof is soothing and relaxing.


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How to Save Money Using Fixed Deposits in Malaysia

June 14, 2014 Financial Investment  No comments


Fixed deposits (FD) are a type of financial tool that helps you save while earning more than a regular savings account. A rate of interest is guaranteed for a fixed period of time from one month up to five years. Before selecting an FD, it is recommended to research FD rates from different banks.

To get the higher interest rate, you need to leave your money in the FD for the selected time. The longer FD you choose, the higher the interest rate will be. This is the way the bank encourages you to invest for longer periods. The difference in interest can be from 0.15 per cent to 0.4 per cent. This may seem like a small amount, but with a substantial investment it can amount to a significant sum.

Normally, you cannot withdraw money from the FD until the investment has reached maturity, which means the time limit you selected, without forfeiting the interest. Because of this, it is essential that you only invest in FD the amount of money you can afford to be without for that time period.

Even though FDs are fixed, there is a little flexibility. Some banks will allow you to withdraw a portion of the investment before the time is up without giving up your interest. To do this, you need to select this option at the time of investing. The options are:

You can access some of your money without closing the account 
• You can access some of your money before the account is mature 
• You continue to earn interest on the balance of your account 
• You may get some interest on the portion of the money you withdraw early 

Many banks will give you 50 per cent of your interest if the account is at least three months old. Each bank will have its own terms and conditions for FDs.

Your FD can be automatically renewed when it matures. This means the principal and interest earned go into another FD for the same time period. Your other option is to cash out the FD and take your principal as well as your interest. The bank will notify you in writing when the FD is about to mature if you haven’t given prior instructions to automatically renew it.

If you have a five year FD, you’ll have to wait another five years to get full benefit. If this isn’t useful for you, it’s better to cash out at maturity and reinvest.

Citi Bank Fixed Deposit

Citi Bank Fixed Deposit


Standard Chartered Fixed Deposit




Hong Leong Bank Fixed Deposit

Hong Leong Bank Fixed Deposit




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5 Simple Tips to Save You Money While Shopping For Groceries Without Coupons

June 7, 2014 Shopping SpreeSmart Lifestyles  No comments


Grocery shopping is something that everyone has to do. Grocery stores do not always make it easy to save money or find the lowest priced items in the aisles. You have stay informed and have a strategy when shopping. A few simple tips will help you to save money while shopping for groceries.


Stick To Seasonal Produce

Sticking to seasonal produce is a good way to save money. This means identifying which fruits and vegetables are actually in season and being grown locally. Buying local produce can save you money since the fruits are vegetable cost less due to the shorter travel and processing times. Seasonal produce also tend to be healthier and tastier than vegetables shipped from halfway around the world.


Always Try the Store Brands

Every grocery store today has a generic or store brand. Most of these items are really made by the same companies that create the name-brand products. You should always try the store brands. There is often little to no difference in taste or quality. They also cost far less than national name brand products.


Consider Shopping At Multiple Stores

You will want to compare flyer from different grocery stores when making a list. It can sometimes help to do small bits of shopping across multiple stores in a single day. This is because one store might have the best price on low fat milk while another has better meat or bakery prices. Although visiting different stores might seem inconvenient, it can save you money every month.


Look For Frozen Meats and Seafood

Grocery stores do not put all the meat and seafood in the same area. Meat and seafood is often spread across several locations like refrigerator sections, deli counters and the frozen food aisles. Something to look for is frozen meats and seafood. These generally cost less than refrigerated varieties since you need to defrost them before use. It is often possible to find frozen seafood or ground beef that costs much less than what is available in the refrigerated displays.


Request a Rain Check during Sales

There are times when sale items run out quickly. This can be frustrating especially if you had planned several meals around the sale items. Most grocery stores will actually issue a rain check to customers upon request. A rain check means that the store will honor the sale price the next time the products come into stock. You can use rain checks to make sure no sales are missed even if the products run out early.

Grocery Store Psychology

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